If you take an early distribution from your tax-deferred account how much will you have remaining after paying income taxes and penalties? The tax-deferred account may be a 401(k) plan, your Individual Retirement Account (IRA), Profit sharing Plan, or other tax-deferred savings account.       What will your marginal tax rate be after making the withdrawal? (Note: the amount withdrawn, layered on top of other taxable income, may move you into a higher tax bracket.) 10%15%25%28%33%35% What is the amount you plan to withdraw from your tax-deferred account? $

*Carl A. Castanho is a Registered Representative and Investment Adviser Representative of Equity Services, Inc. Securities and investment advisory services are offered solely by Equity Services, Inc., Member FINRA/SIPC, 333 East River Drive, East Hartford, Connecticut 06108; Tel: (860) 289-2777.

Carl A. Castanho offers securities in the following states: CA, CT, FL, MA, NY, RI.  Carl is also insurance-licensed in Connecticut.